Tuesday, June 28, 2011

Top 5 Tips to Build Wealth and Success

source: http://financiallyfit.yahoo.com/finance/article-110926-6907-5-top-5-tips-to-build-wealth-and-success?ywaad=ad0035&nc

Warren Buffett is worth $45 billion. That wealth isn't only a factor of savvy investing and good business — the "Oracle of Omaha" is also known as a penny pincher. Buffett still lives in the same Omaha, Neb., home he bought in 1958 for $31,500.
Follow his frugal formula, and you too may wind up with a lot more money than you ever dreamed.
This week Financially Fit covers five tips to build wealth and success.

1. Live Below Your Means.
Being wealthy isn't just a product of your salary or investment prowess; it's learning how to save.
"We can make a lot of money, you can make a little bit of money, but the second you spend all the money is when people get into trouble. Saving is the key to preserving your wealth," says Ed Butowsky, managing partner of Chapwood Capital Investment Management, a firm that manages money for wealthy individuals.
As many Americans realized during the booming real estate market, just because you think you can afford something doesn't mean you should buy it. Keeping an eye on your bottom line will pay dividends over the long term.

2. Bounce Back From Defeat
With nearly 15 million workers unemployed right now in the U.S., it's easy to get discouraged. Don't! Most successful and wealthy people have overcome obstacles and failure along the way. Steve Jobs was ousted from Apple when he was 30. Today, he's a billionaire and a legend. Plus, after getting fired, he created another billion-dollar media company, Pixar.
"Bouncing back from defeat is something all great achievers have. They have this undying belief good things will happen and will continue to happen," says Butowsky.
Take Michael Jordan. "His airness" was cut from his high school basketball team. Motivated by the rejection, Jordan became a star the next season. The rest is history.

3. Self-Promote
Regardless of the profession, the rich and successful tend to have a strong sense of self-worth — key to skillfully navigating an upward career path. Mark Hurd, who was ousted as CEO of Hewlett-Packard in August, couldn't be kept down for long. Using his business skills and connections, in September, Hurd was named president of Oracle. (Hurd and Oracle founder Larry Ellison are known to be close friends.)

4. Have Street Smarts
Bernie Madoff lived the high life for decades, scamming unsuspecting clients, with a money-making formula that proved too good to be true. Only afterward did we learn that with a little due diligence, most clients could have easily uncovered the fraud.
But it's not only the swindlers and the con men you have to watch out for. Many times, friends and family take advantage of the rich. Whether it's a handout or an investment idea, Butowsky advises his high net worth clients that in most cases, it's wisest to just say "no." The best way to do that: have someone else do it for you.
"You need to really set up a wall between you and your family," he advises. "If you don't want to give them (family or friends) money ... saying no is probably a good idea."

5. Buy Cheap
The rich can afford to splurge, but that doesn't mean they do.
John Paulson, a billionaire hedge fund manager, bought his Hamptons "dream house at a bargain basement price," according to Greg Zuckerman, author of the Paulson-based book, "The Greatest Trade Ever." The story has it that Paulson eyed the home while it was in foreclosure. Finally, on a rain-soaked day, he purchased the home on the Southampton town hall steps. He was the only bidder.
On New York City's Upper East Side, Michael's— The Consignment Shop for Women— has been a bargain-hunting destination for more than 60 years. "We have a good percentage of women who can afford to shop on Madison Avenue but really like the idea of saving that money," says proprietor Tammy Gates.
From Chanel to Gucci and Louis Vuitton, the store specializes in high-end designer merchandise for a reasonable price. Speaking of her clientele, Gates says, "they're wealthy for a reason. They recognize that bargains keep people wealthy. Paying top dollar when you don't have to doesn't make sense."

Saturday, June 25, 2011

EcoTint (Evo Guard)

choose Ecotint for my new car with 50% discount 
In Seremban branch (opposite Toyota Office)


‎1 So many people die, never see you die. 甘多人死,唔見你死。 
2 You teach me how to come out and walk in the future? 你教我以後點出嚟行? 
3 If you have enough ginger, put your horse to me. 如果你夠姜既話就放馬過嚟。 
4 "I saw a pork chop" 我見到件豬扒啊。 
5 Are you road? 你係咪路啊? 
6 What the water are you? 你係乜水啊? 
7 Do you big me? 你大我啊? 
8 Zebra chops people. 班馬劈友。 
9 The king of the cutting girl. 界女王。 
10 Cut my head and let you sit on it as a chair. 批我個頭俾你當凳坐。 
11 Do you think me didn't arrive? 你當我無到? 
12 You have seed, I will give you some colour to see, brothers, together up. 你有種,我會俾D顏色你睇,兄弟,同我一齊上! 
13 Today I was very black son. 今日我好黑仔。 
14 I am wearing grass. 我著緊草。 
16 Two beat six. 二打六 17 Two five son. 二五仔 
18 Piano piano green. 琴琴青 
19 I give you some colour to see see. 我俾D顏色你睇睇! 
20 Stupid stupid want to move . 蠢蠢欲動。 
21 People mountain people sea . 人山人海。 
22 How senior are you? 你算老幾? 
23 What the ghost are you talk? 你講乜鬼? 
24 I fear that you have teeth. 我驚你有牙! 
25 Heart flower angry open. 心花怒放。 
26 Fish skin 魚皮。 
27 Monster of blowing water. 吹水怪。 
18 Face green green 面青青。 
29 You see road carefully 你小心睇路 
30 You go to street carefully 你出街小心D。 
31 Do the world 做世界。 
32 Big tea rice 大茶飯。 
33 American chinese not enough. 美中不足。 
34 King eight egg. 王八蛋 
35 High hand. 高手 
36 DO YOU Old dot ME? 你老點我呀? 
37 One old water 一舊水 
38 I know your mouse. 我識你老鼠! 
39 Measure water/Pound water. 磅水 
40 A dragon service. 一條龍服務 
41 Pump water.? 抽水 
42 I blow chicken to beat your group of the guys. 我吹雞打你班友。 
43 You jump building. 你跳樓啦。 
44 You come back home and eat banana 你返屋企食蕉啦 
45 I give you a hair. 我俾條毛你ar! 
46 Collect skin 收皮 
47 Collect father 收爹 
48 You give me collect father. 你同我收爹! 
49 Laugh die me. 笑死我。 
50 You give me stop. 你同我企系度。 
51 Eight woman 八婆 
52 Eight woman,you are good! 八婆,你好o野!